First Time Home Buyer Loans

Are you tired of being told NO?

Don't think you can buy a home?

We specialize in helping individuals and families qualify for a home loan. No matter how bad your credit is, if you have the passion to own a home, and willing to work hard- we can help you on the path to home ownership!

Kennewick Home Buyer Programs Available

No Money Down

NO DOWN PAYMENT LOANS. Summit Funding offers no down-payment loans to qualified borrowers in the Kennewick area. First-time buyers may qualify for a no down payment or low down payment FHA loan. Even if you don’t qualify for an FHA loan as a first-time borrower, we can still help with a wide array of loan products that fit your budget.


Many first-time homebuyers are looking for down payment assistance. Summit Funding offers a variety of mortgage products that can help first-time buyers. They include no down payment and low down payment loans with affordable private mortgage insurance (PMI) payments. These specialized loan products can help first time buyers by eliminating hurdles that traditional mortgage lenders typically incorporate into their lending process.


If you want to refinance an existing mortgage, Summit Funding can help! We offer a range of refinancing products that allow you to lower your interest rate, change to or from an adjustable rate mortgage, eliminate a balloon mortgage or get cash out of your home. Visit our mortgage interest rate calculator or call one of our mortgage loan officers to see how much you can save by refinancing your existing home loan with Summit Funding Kennewick.

What Are You Waiting For?

We cannot promise that we can help overnight, but sit down with us and let’s start the conversation. If we can help you, we will – if not, we will be honest and let you know that too!

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